What types of financial assistance does AER offer?

The correct answer highlights the comprehensive support offered by the Army Emergency Relief (AER) program, which includes both loans without interest and grants, along with the possibility of a combination of both. AER is designed to provide financial assistance to soldiers and their families in times of need, particularly for emergencies such as unexpected medical expenses, emergency travel, or essential living expenses.

The loans offered by AER typically do not accrue interest, making them a very favorable option for service members who find themselves in urgent situations requiring financial support. Grants, on the other hand, do not need to be repaid, providing immediate relief without the burden of future debt. By allowing for both types of financial assistance, AER ensures that soldiers can receive the help they need in a way that best suits their individual circumstances.

Other options do not capture the full scope of what AER offers. For instance, limiting assistance to only loans or only grants overlooks the flexibility of AER's programs. Additionally, although scholarships for education are valuable, they fall outside the immediate emergency assistance focus of AER and are not part of its standard offerings. Thus, the accurate portrayal of AER’s support scope is crucial for service members seeking assistance during challenging financial times.